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9 thoughts on “ Baby I Go Crazy - Various - 41 Years Collector Records - 40 Was Not Enough ”

Jul 26,  · Retired workers need 40 work credits to be eligible for benefits, but your work credits alone do not determine how much you will receive each month. When we figure your retirement benefit, we use the average of your highest 35 years of earnings. See Your Retirement Benefit: How It Is Figured for more information. 5.